Lending Guidelines
We can offer traditional Term loans with great rates and up to 2-5 years to repay, no prepayment penalties. We work closely with our partners to provide the best credit financing solutions for our clients. This is a conventional fixed rate loan in amounts between $30,000 and $200,000.
- Minimum 650 FICO Score
- Soft Credit Pull – Will Not Affect Your Credit
- No Bankruptcies or Foreclosures in past 3 years
- 2+ Years in business
We also have a FAST TRACK loan program were we can provide a loan of between $20,000 to $100,000 and all we need is an application and the last four months bank statements and can have an answer in 24-48 hours and fund shortly after the approval.
The application takes less than 10 minutes and funding can be available in as little as 3 days. This is a great program for clients in a wide variety of industries. A sample of the Industries and the restricted industries are listed below:
Included Industries
- Gas Stations
- Convenience Stores
- Dry Cleaners
- Agriculture/Farming
- Distilleries/Breweries
- Restaurants/Bars
- Liquor Stores
- Healthcare
- Pet Care
- CPAs
- Lawyers
- Engineers
- Hotels & Motels
- Other Personal/Professional Services